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Terms of Service
The Loan Originator Training Program Terms of Service
This agreement specifies the terms or conditions under which you are permitted
to freely use The Loan Originator Training Program to serve your educational
needs and interests. The agreement obligates you to observe rules of acceptable
conduct in the use its service and to indemnify and otherwise hold The Loan
Originator Training Program harmless for any damaging or harmful circumstance
resulting from that use. The 8 conditions specified herein are referred to as
the The Loan Originator Training Program Terms of Service (UC-TOS). The services
you are permitted to use under these conditions or terms are those currently
available through sunsetusa.com. You are free to use them to serve your
educational needs and interests, provided you agree to the following terms.
Condition 1: General Terms of Service.
This agreement governs your use of the The Loan Originator Training Program
(also known as The Loan Originator Training Program), and all of its services
provided directly and/or indirectly to you. The Loan Originator Training Program
reserves the right, in its discretion, to change or modify all or any part of
this Agreement at any time, effective immediately upon publishing on our
service. Your continued use of The Loan Originator Training Program services
constitutes your binding acceptance of these terms and conditions, including any
changes or modifications made by The Loan Originator Training Program as
permitted above. If at any time the terms and conditions of this Agreement are
no longer acceptable to you, you should immediately cease using any service
provided by The Loan Originator Training Program or its affiliates.
Condition 2: Your Obligation to Provide Accurate
Registration Data.
Under the terms of this agreement, you agree to provide accurate, current and
complete information about yourself, as requested by the registration form, and
to maintain and update that information as requested. You understand that if
your registration information is untrue, inaccurate, not current, or incomplete,
or if The Loan Originator Training Program has grounds for suspecting that the
information is untrue, inaccurate, not current, or incomplete that The Loan
Originator Training Program has the right to suspend or terminate your account,
and to deny you access to any or all of its services. You understand that all
registration information is subject to our Privacy Policy (please see Privacy
Policy in separate section).
Condition 3: You Obligation to Maintain Your Account,
Password, and Security.
Under the terms of this agreement, you are responsible for creating a password
and account designation when registering for The Loan Originator Training
Program services. It is your sole responsibility to maintain the security and
confidentiality of your password, account, and all activities occurring therein.
Should that confidentiality or security be breached in any way, you are
obligated to notify The Loan Originator Training Program immediately. You
understand further that under no circumstances is The Loan Originator Training
Program liable for any damage or loss resulting from your failure to comply with
this obligation to maintain confidentiality and security.
Condition 4: Your Responsibility for Content, Conduct, and Risk.
Content Responsibility. The Content you obtain from use of The Loan Originator
Training Program services (including but not limited to publicly posted or
privately transmitted items, data, graphics, information, messages, music,
photographs, software, sound, text, video or other materials) is the sole
responsibility of the person and organization providing it and hence cannot be
used by you without their permission. Consequently, you, not The Loan Originator
Training Program, are fully responsibility for all Content uploaded, copied or
printed through The Loan Originator Training Program. Moreover, The Loan
Originator Training Program does not guarantee nor is it liable in any way for
the accuracy, integrity or quality of Content provided by its services. This
indemnity includes but is not limited to, errors or omissions of Content, or for
any loss or damage of any kind incurred as a result of the use of Content that
is uploaded, copied, printed, or used in any way via The Loan Originator
Training Program services.
Appropriate Conduct. You are expressly forbidden from using The Loan
Originator Training Program services in any way that is inappropriate,
unethical, harmful or damaging. This includes using The Loan Originator
Training Program to upload, copy, print, or otherwise transmit any
Content that is unlawful, harmful, threatening, abusive, harassing,
tortuous, defamatory, vulgar, obscene, libelous, invasive of another’s
privacy, hateful, or racially, ethnically, or otherwise objectionable.
You are expressly forbidden from engaging in any activity that is
harmful to minors. You are expressly forbidden from collecting or
storing personal data about other The Loan Originator Training Program
users. You are expressly forbidden from impersonating any person or
entity, including, but not limited to an agent from The Loan Originator
Training Program, or falsely stating or otherwise misrepresenting your
affiliation with a person or entity. You are expressly forbidden from
forging headers or otherwise manipulating identifiers in order to
disguise the origin of any Content transmitted through The Loan
Originator Training Program. You are expressly forbidden from uploading,
copying, printing, or otherwise transmitting any Content that you do not
have a right to transmit under any law or under a contractual or
fiduciary relationship. This includes the transfer or transmission of
inside information, proprietary or confidential information acquired
through employment relationships or under nondisclosure agreements. You
are expressly forbidden from uploading, copying, printing, or otherwise
transmitting or transferring any Content that infringes any patent,
trademark, trade secret, copyright or other proprietary rights of any
party whatsoever. You are expressly forbidden from interfering with or
disrupting The Loan Originator Training Program services or networks
connected to its services, or disobeying any requirements, procedures,
policies or regulations of networks connected to its services. You are
expressly forbidden from intentionally or unintentionally violating any
applicable local, state, national or international law.
Given these prohibitions but not constrained by them, The Loan Originator
Training Program and its agents have the right, but not the obligation, to
refuse or to remove any Content that is available on its services. The Loan
Originator Training Program and its agents have the right to remove any Content
that violates the terms of service stipulated in this agreement or that is
otherwise objectionable in any way. These rights notwithstanding, it is your
sole responsibility to determine the accuracy, completeness, or usefulness of
the Content and to assume the risks of using the Content based on that
determination.
Assumption of Risk. Your full and complete responsibility for use of services
provided by The Loan Originator Training Program includes any and all risk
associated with those services. All services provided are "as is" and "as
available." This means that The Loan Originator Training Program expressly
disclaims all warranties of any kind, expressed or implied, including but not
limited to the implied warranties of merchantability, fitness for particular
uses or purposes and non-infringement. This also means that any material you
download or otherwise obtain through use of the services is available to you at
your own discretion and risk and that you will be solely responsible for any
damage to your computer system or loss of data that results from the download or
any such material. The Loan Originator Training Program makes no assurance,
guarantee, or warranty that its services will meet your requirements, that they
will be uninterrupted, timely, secure, or error-free, that the results you
obtain from using the services will be accurate or reliable, that the quality of
any products, services, information, or other material purchased or obtained by
you through the services will meet your expectations, or that any errors in the
software will be corrected.
Condition 5: Your Acknowledgement of The Loan Originator
Training Program’s Limitations of Liability.
Under the terms of this agreement, you expressly acknowledge, accept, and agree
that The Loan Originator Training Program shall not be liable for any direct,
indirect, incidental, special, consequential, or exemplary damages, including
but not limited to: damages for loss of profits, goodwill, use, data or other
intangible losses resulting from the use or the inability to use the services;
the cost of procurement of substitute goods and services resulting from any
goods, data, information or services purchased or obtained or messages received
or transactions entered into through or from the services; the unauthorized
access to or alteration of your transmissions of data, statements or conduct of
any third party on the services; or, any other matter relating to the services.
Under the terms of this agreement, you expressly acknowledge, accept, and agree
that The Loan Originator Training Program shall not be liable for any of the
aforementioned damages you might experience through use of its services even if
The Loan Originator Training Program has been advised of the possibility of such
damages.
Condition 6: Your Acknowledgement of The Loan Originator
Training Program’s Proprietary Rights.
Under the terms of this agreement, you expressly acknowledge, accept, and agree
that any software used in connection with the services provided by The Loan
Originator Training Program contains proprietary and confidential information
that is protected by applicable intellectual property and other laws. You
expressly acknowledge, accept, and agree that the Content contained in sponsor
advertisements or information presented to you through the services or
advertisers is protected by copyrights, trademarks, service marks, patents, or
other proprietary rights and laws. You also expressly acknowledge, accept, and
agree that unless expressly authorized by The Loan Originator Training Program
or advertisers not to modify, rent, lease, loan, sell, distribute, or create
derivative works based on those aforementioned services or software in how or in
any part thereof.
Condition 7: Your Compliance with all Local, National, and
International Rules of Content and Online Conduct.
Under the terms of this agreement, you agree to comply with all local, regional,
national, and international rules and policies regarding acceptable Content and
online conduct. Under the terms of this agreement, you agree to comply with all
laws applicable to or regarding the transmission of technical data exported from
your country of residence.
Condition 8: Your Obligation to Report Violations of This
Agreement to The Loan Originator Training Program.
Under the terms of this agreement, you agree to report to our Customer Services
Department any violations of the aforementioned conditions that must be met in
order for you to have free use of the services of The Loan Originator Training
Program.
Condition 9: Appropriate Instructor Behavior and
Conditions of Acceptance of Payment.
Under the terms of this agreement, if you use our service as an instructor to
promote your online class, you agree to only be paid for your services through
The Loan Originator Training Program This means that you agree not to accept
payment through any other means of funds (by direct check, donation, credit
card, or other online or offline services [such as "PayPal"]) from individuals
participating or potentially participating in your online class(es) that
bypasses the The Loan Originator Training Program system in whole or in part.
You agree to promote only your course material that is available directly to
students through the Virtual Classroom setup by The Loan Originator Training
Program. You agree not to require students to purchase any items (whether a
product or service) that would personally benefit you directly other than the
cost of the course (if any) handled by The Loan Originator Training Program. Any
instructors teaching on The Loan Originator Training Program who do not abide by
this term are subject to immediate suspension and removal from the service.
Condition 10: Termination of Service.
The Loan Originator Training Program reserves the right (and sole discretion),
to stop, cease, terminate, restrict, suspend or remove your specific access to
any or all parts of any (or all) services provided by The Loan Originator
Training Program, including (but not restricted to) online courses, interactive
features, course request processing, promotion of any/all classes,
award/certificate processing, or any general use of our service at any time for
any reason without prior notice or liability. The Loan Originator Training
Program may modify, suspend or discontinue all or any part of our service at any
time, including the availability of any content (electronic, data or otherwise),
feature, database, awards, courses, certificates, logs, or anything else that we
retain, use, or publish as part of our service at any time, without prior notice
or liability.
Condition 11: Disclaimer of Warranties.
Neither The Loan Originator Training Program nor any provider of any third party
content (including any of our students or online instructors or their respective
courses) or their respective agents warrants that any service provided by The
Loan Originator Training Program (whole or in part) will be uninterrupted or
error free. The Loan Originator Training Program (and all third party content)
make no warranties as to the results obtained by using any part of our service
including use of any of our online courses. Everything offered by The Loan
Originator Training Program is provided "As Is" with no guarantee of
availability or quality. The Loan Originator Training Program and all third
party vendors (and their respective agents) do not make any warranties of any
kind, either express or implied. |
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